We BUY and SELL through CREATIVE FINANCING!
We buy and sell properties creatively like subject to existing mortgage (or what we called Subject To) or through seller financing. Want to buy a property but cannot qualify for a conventional loan? We can help you! No bank needed! Bad credit or self-employed are welcome to apply!
Have a property to sell? Sell your house on as-is condition without paying commission and closing costs!
Calling all Wholesalers! Bring us your leads or let us make something out of your dead leads, low equity or even no equity properties! Let's do deals together!
In a Subject To transaction, the buyer takes over the existing mortgage of a property from the seller. The buyer is responsible for making the payments but the mortgage remains in seller's name.
Seller Finance is an agreement where the buyer purchases directly from the seller and both parties negotiate the terms. The terms include purchase price, down payment, monthly payment, interest rate, loan period and balloon payment (the final amount due on a loan at the end of the loan period). The seller serves as the "Bank" or "Lender" on this type of transaction.
Lease Option is an agreement that allows a buyer to lease a property for a specified period with the option to buy the property at a later date. A portion of the monthly lease payment is credited towards the purchase price.
Wrap is a financing agreement where the buyer takes over the seller's existing mortgage and makes payments directly to the seller, often at a higher interest rate than the original mortgage.
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